Size: 15 MB

Downloads: 10M+

Rating: 4.3

Version: 1.10.1

Discover OKash Mobile App, the leading mobile app in Nigeria for accessing quick and convenient personal loans. With flexible terms, competitive rates, and a fully digital application process, OKash empowers you to meet your financial needs anytime, anywhere. Download the app today and experience seamless borrowing!

About OKash Mobile App

OKash is your go-to solution for accessing credit efficiently and conveniently, anytime and anywhere in Nigeria.
With a user-friendly interface and streamlined application process, OKash empowers you to fulfill your financial needs with ease, providing you with the freedom to manage your finances on your terms. 🎉🎉🎉
Whether you need funds for unexpected expenses, personal projects, or urgent financial obligations, OKash is designed to be your reliable partner in navigating the financial landscape.

Loan Products

Flexible Loan Terms:

Tenure: Choose repayment terms that suit your financial situation, ranging from 91 days to an extended period of 365 days, allowing you to repay at your convenience.
Loan Amount: Access loans from as little as NGN 3,000 up to a substantial NGN 1,000,000, catering to a wide range of financial needs.
Interest Rate: Enjoy competitive interest rates starting at a minimum of 3% to 15% monthly.
Our interest rates are calculated daily to ensure transparency, with an Annual Percentage Rate (APR) that can range from 36.5% to a maximum of 360%, giving you a clear understanding of the costs involved.

Example of an OKash Loan:

To illustrate how our loans work, let’s consider a scenario for a 91-day loan payment term, where the interest rate is 9.1%. For instance, if you take a loan with a principal amount of NGN 3,000,
the interest would amount to NGN 273, resulting in a total amount due of NGN 3,237. Here’s a detailed breakdown of how the repayment process would unfold over the term:

First Month: Total amount due: NGN 1,093; Interest incurred: NGN 93, ensuring you can comfortably manage your monthly payments.
Second Month: Total amount due: NGN 1,090; Interest incurred: NGN 90, reflecting our commitment to providing competitive rates.
Third Month: Total amount due: NGN 1,090; Interest incurred: NGN 90, highlighting the transparency in your repayment plan.

Why Choose OKash?

OKash is thoughtfully designed to provide convenient personal loan services specifically tailored for mobile users in Nigeria.
Offered by Blue Ridge Microfinance Bank Limited, a reputable institution fully licensed by the Central Bank of Nigeria (CBN),
we ensure that your financial needs are met with a high level of professionalism and efficiency, 24/7 through our fully online platform.

Key Benefits:

No Deposits or Guarantees Required: You can apply for a loan based purely on your creditworthiness, eliminating the need for deposits or collateral, which simplifies the borrowing process.
High Loan Limits: Gain access to significant loan amounts, up to NGN 1,000,000, which can be disbursed directly to your bank account, providing you with instant financial support when you need it.
Paperless and Digital: The entire application process is entirely digital and can be completed online, eliminating the hassle of dealing with physical paperwork and making it accessible to everyone.
Data Security: Your personal information is meticulously protected; we do not share your data with third parties without your explicit consent, ensuring your privacy is our priority.
Repayment Reminders: Don’t stress about forgetting your repayment schedule. We send timely reminders to keep you informed and help you manage your repayments effectively.

How OKash Works

Getting started with OKash is incredibly simple! Just follow these easy steps to secure your loan:

Install the OKash App: Download the app from the Google Play Store by searching for “OKash” or directly here to begin your journey.
Register an Account: Create your profile by providing the required information, which helps us to understand your financial needs better.
Select Your Loan Product: Browse through our extensive list and select the loan product that best suits your needs, giving you the flexibility you deserve.
Fill Out Your Information: Complete your basic information in the app and submit your application, which is designed to be quick and straightforward.
Verification Call: After submission, you may receive a call for verification to ensure all information is accurate. The final application result will be shown in the app, and you will also receive an SMS notification if approved.
E-sign the Loan Agreement: Upon approval, electronically sign your loan agreement, making the process smooth and efficient.
Funds Disbursed: After signing, the approved loan amount will be swiftly transferred to your bank account, accompanied by an SMS notification to confirm the transaction.

Eligibility Criteria

To qualify for a loan with OKash, you must meet the following requirements:

Be a resident of Nigeria, ensuring that our services are accessible to you.
Age Requirement: Between 20 to 55 years old, reflecting our commitment to responsible lending.
Source of Monthly Income: You must have a reliable source of income to support your loan repayment, as this is crucial for your financial health.

Contact Us

Should you have any questions or require assistance, our dedicated customer service team is here to help you every step of the way:

Email: support@o-kash.com, where you can reach us for support and inquiries.
Hotline: 018884549, our direct line for immediate assistance.
Office Address: No. 77 Opebi Road, Ikeja, Lagos, Nigeria, should you wish to reach us in person.

*Please note that multiple repayment options will be provided for you to choose from when you take a loan, ensuring that you can select the most suitable plan for your financial situation.

App Information

Version: 1.10.1
Updated on: September 20, 2024
Requires Android: 5.0 and up
Downloads: Over 10,000,000 downloads, reflecting the trust and satisfaction of our user base.

Explore More Apps

We highly recommend browsing our Business and Finance Apps category for additional apps and tools to enhance your experience. Discover a variety of applications designed to streamline your financial management, improve your overall efficiency, and empower you to achieve your financial goals more effectively.